:root {
  --navy: #132f4c; --navy-dark: #0b2138; --navy-tint: #eef3f8; --ivory: #faf7f1;
  --green: #1da851; --green-dark: #178f45; --gold: #c9962e; --gold-dark: #a2711c;
  --ink: #232c36; --muted: #5a6472; --line: #e6dfd2; --card: #ffffff;
  --shadow-sm: 0 1px 2px rgba(19,47,76,.06);
  --shadow-md: 0 1px 2px rgba(19,47,76,.08), 0 10px 26px rgba(19,47,76,.10);
  --shadow-green: 0 1px 2px rgba(19,47,76,.08), 0 10px 26px rgba(29,168,81,.35);
  --serif: 'Source Serif 4', Georgia, serif;
}
* { box-sizing: border-box; }
body { margin: 0; background: var(--ivory); color: var(--ink);
  font-family: Lexend, 'Segoe UI', Arial, sans-serif; font-size: 18px; line-height: 1.6; }
a { color: var(--navy); }
a:hover { color: var(--navy-dark); }
img, svg { max-width: 100%; }

/* header */
.topbar { background: var(--navy); border-bottom: 3px solid var(--gold); }
.topbar-in { max-width: 1080px; margin: 0 auto; padding: 12px 20px;
  display: flex; justify-content: space-between; align-items: center; gap: 12px; }
.brand { display: flex; align-items: center; gap: 10px; color: #fff;
  font-weight: 700; font-size: 17px; line-height: 1.2; text-decoration: none; }
.brand:hover { color: #fff; }
.topbar-actions { display: flex; align-items: center; gap: 10px; }
.lang-menu { position: relative; }
.lang-menu summary { list-style: none; display: inline-flex; align-items: center; gap: 7px;
  min-height: 44px; background: rgba(255,255,255,.12);
  border: 1px solid rgba(255,255,255,.35); color: #fff; border-radius: 999px;
  padding: 10px 16px; font-weight: 600; font-size: 15px; cursor: pointer;
  white-space: nowrap; }
.lang-menu summary::-webkit-details-marker { display: none; }
.lang-menu[open] summary { background: rgba(255,255,255,.22); }
.lang-list { position: absolute; right: 0; top: calc(100% + 8px); background: var(--card);
  border: 1px solid var(--line); border-radius: 12px; box-shadow: var(--shadow-md);
  padding: 8px; display: flex; flex-direction: column; min-width: 160px; z-index: 60; }
.lang-list a { display: block; padding: 12px 14px; border-radius: 8px;
  text-decoration: none; font-weight: 600; font-size: 16px; color: var(--ink); }
.lang-list a:hover { background: var(--navy-tint); color: var(--navy); }
.call-pill { display: inline-flex; align-items: center; gap: 8px; min-height: 44px;
  background: var(--green);
  color: #fff; border-radius: 999px; padding: 10px 18px; font-weight: 700;
  font-size: 15px; text-decoration: none; white-space: nowrap;
  box-shadow: 0 2px 8px rgba(29,168,81,.4); }
.call-pill:hover { background: var(--green-dark); color: #fff; }

/* language banner */
.lang-banner { display: none; background: var(--gold); color: #2e2208;
  padding: 12px 20px; text-align: center; font-size: 16px; }
.lang-banner a { color: #2e2208; font-weight: 700; }
.lang-banner button { background: none; border: none; font-size: 18px; cursor: pointer;
  margin-left: 10px; color: #2e2208; }

main { display: block; }
.wrap { max-width: 720px; margin: 0 auto; padding: 0 20px; }
.wrap-wide { max-width: 1080px; margin: 0 auto; padding: 0 20px; }

/* type */
.hero { padding: 40px 0 32px; }
.eyebrow { display: flex; align-items: center; gap: 9px; margin-bottom: 14px; }
.eyebrow::before { content: ''; width: 26px; height: 2px; background: var(--gold); }
.eyebrow span { color: var(--gold-dark); font-size: 12px; font-weight: 700;
  letter-spacing: .14em; text-transform: uppercase; }
h1 { font-family: var(--serif); font-size: 36px; font-weight: 700; color: var(--navy);
  line-height: 1.12; margin: 0 0 16px; text-wrap: pretty; }
.lead { font-size: 20px; line-height: 1.55; margin: 0 0 24px; }
h2 { font-family: var(--serif); font-size: 27px; font-weight: 700; color: var(--navy);
  margin: 38px 0 14px; text-wrap: pretty; }
h3 { font-size: 20px; font-weight: 600; margin: 26px 0 10px; }
p { margin: 0 0 16px; }
ul { padding-left: 24px; }
li { margin-bottom: 8px; }

/* buttons */
.btn { display: flex; align-items: center; justify-content: center; gap: 12px;
  border-radius: 14px; padding: 19px 24px; font-size: 20px; font-weight: 700;
  text-decoration: none; margin: 10px 0; }
.btn-green { background: var(--green); color: #fff; box-shadow: var(--shadow-green); }
.btn-green:hover { background: var(--green-dark); color: #fff; }
.btn-outline { background: var(--card); color: var(--navy); border: 2px solid var(--navy);
  font-size: 18px; font-weight: 600; box-shadow: var(--shadow-sm); }
.reassure { display: flex; align-items: center; justify-content: center; gap: 8px;
  color: var(--muted); font-size: 15px; margin-top: 6px; text-align: center; }

/* trust chips */
.chips { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-top: 14px; }
.chip { display: inline-flex; align-items: center; gap: 6px; background: var(--card);
  border: 1px solid var(--line); border-radius: 999px; padding: 8px 13px;
  font-size: 13px; font-weight: 600; color: var(--ink); }

/* steps */
.steps { background: var(--card); padding: 36px 0; margin-top: 24px;
  border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.step { display: flex; gap: 16px; align-items: flex-start; position: relative;
  padding-bottom: 24px; }
.step:last-child { padding-bottom: 0; }
.step:not(:last-child)::before { content: ''; position: absolute; left: 22px; top: 50px;
  bottom: 4px; width: 2px; background: var(--line); }
.step-num { flex: none; width: 46px; height: 46px; border-radius: 999px;
  background: var(--card); border: 2px solid var(--gold); color: var(--gold-dark);
  font-size: 19px; font-weight: 800; display: flex; align-items: center;
  justify-content: center; position: relative; z-index: 1; }
.step:last-child .step-num { background: var(--gold); color: #fff; }
.step h3 { margin: 8px 0 4px; }
.step p { color: var(--muted); font-size: 16px; margin: 0; }

/* practice area cards */
.areas { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 12px;
  padding: 0; margin: 18px 0; list-style: none; }
.area-card { display: flex; flex-direction: column; align-items: center; gap: 10px;
  background: var(--card); border: 1px solid var(--line); border-radius: 16px;
  padding: 20px 12px; text-decoration: none; text-align: center; font-weight: 600;
  font-size: 16px; color: var(--ink); box-shadow: var(--shadow-sm);
  transition: border-color .15s, box-shadow .15s, transform .15s; }
.area-card:hover { border-color: var(--gold); color: var(--navy);
  box-shadow: var(--shadow-md); transform: translateY(-2px); }

/* FAQ */
.faq-card { background: var(--card); border: 1px solid var(--line);
  border-left: 3px solid var(--gold); border-radius: 12px; padding: 18px;
  margin-bottom: 12px; box-shadow: var(--shadow-sm); }
.faq-card h3 { margin: 0 0 8px; font-size: 17px; font-weight: 700; }
.faq-card p { color: var(--muted); font-size: 16px; margin: 0; }

/* trust band */
.trust { background: var(--navy); color: #fff; padding: 36px 0; margin-top: 40px;
  position: relative; overflow: hidden; }
.trust h2 { color: #fff; margin-top: 0; }
.trust-item { display: flex; gap: 10px; align-items: center; font-size: 17px;
  margin-bottom: 10px; }
.trust-mark { position: absolute; bottom: -24px; right: -10px; opacity: .12;
  pointer-events: none; }

.checklist { list-style: none; padding: 0; }
.checklist li { display: flex; gap: 10px; align-items: flex-start; margin-bottom: 10px; }
.check { flex: none; margin-top: 5px; }

/* forms */
form .field { margin-bottom: 18px; }
form label { display: block; font-size: 15px; font-weight: 600; color: var(--muted);
  margin-bottom: 6px; }
input[type=text], input[type=tel], input[type=email], select, textarea {
  width: 100%; background: var(--card); border: 2px solid var(--line); border-radius: 12px;
  padding: 16px; font-size: 17px; font-family: inherit; color: var(--ink); }
input:focus, select:focus, textarea:focus { outline: none; border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(201,150,46,.18); }
.radio-cards { display: flex; flex-direction: column; gap: 10px; }
.radio-cards label { display: flex; align-items: center; gap: 12px; background: var(--card);
  border: 2px solid var(--line); border-radius: 14px; padding: 16px; font-size: 17px;
  font-weight: 500; color: var(--ink); cursor: pointer; margin: 0; }
.radio-cards input { width: 24px; height: 24px; accent-color: var(--green); flex: none; }
.radio-cards label:has(input:checked) { border-color: var(--green); background: #eef7f0;
  font-weight: 700; }
.consent { display: flex; gap: 12px; align-items: flex-start; background: var(--card);
  border: 1px solid var(--line); border-radius: 12px; padding: 14px; margin: 18px 0; }
.consent input { width: 24px; height: 24px; margin-top: 2px; accent-color: var(--green);
  flex: none; }
.consent span { font-size: 15px; color: var(--muted); line-height: 1.5; }
button.btn { width: 100%; border: none; cursor: pointer; font-family: inherit; }

/* related topics */
.related { margin-top: 40px; }
.related-pills { display: flex; flex-wrap: wrap; gap: 10px; padding: 0; margin: 14px 0 0;
  list-style: none; }
.related-pills a { display: inline-block; background: var(--card);
  border: 1px solid var(--line); border-radius: 999px; padding: 10px 16px;
  font-size: 15px; font-weight: 600; color: var(--navy); text-decoration: none;
  box-shadow: var(--shadow-sm); }
.related-pills a:hover { border-color: var(--gold); }

/* footer */
footer { background: var(--navy-dark); color: #8fa3ba; margin-top: 48px;
  padding: 30px 0 40px; font-size: 13px; line-height: 1.6; }
footer .rule { width: 44px; height: 2px; background: var(--gold); margin-bottom: 16px; }
footer .links { display: flex; gap: 18px; flex-wrap: wrap; margin-bottom: 14px; }
footer .links a { color: #c7d4e2; font-weight: 500; text-decoration: none; font-size: 14px; }
footer .links a:hover { color: #fff; }
footer p { margin: 0 0 10px; }

.breadcrumb { padding-top: 22px; font-size: 15px; }
.breadcrumb a { color: var(--muted); text-decoration: none; }
.breadcrumb a:hover { color: var(--navy); }

/* sticky mobile call bar */
.sticky-cta { position: fixed; bottom: 0; left: 0; right: 0; z-index: 50;
  background: var(--card); border-top: 1px solid var(--line);
  box-shadow: 0 -6px 18px rgba(19,47,76,.12); padding: 10px 14px;
  padding-bottom: calc(10px + env(safe-area-inset-bottom)); display: flex; gap: 10px; }
.sticky-cta a { flex: 1; display: flex; align-items: center; justify-content: center;
  gap: 8px; border-radius: 12px; padding: 14px; font-size: 16px; font-weight: 700;
  text-decoration: none; }
.sticky-cta .s-call { background: var(--green); color: #fff; }
.sticky-cta .s-form { background: var(--card); color: var(--navy);
  border: 2px solid var(--navy); font-weight: 600; }
body.has-sticky { padding-bottom: 84px; }

@media (min-width: 760px) {
  h1 { font-size: 48px; }
  h2 { font-size: 30px; }
  .areas { grid-template-columns: repeat(3, minmax(0,1fr)); }
  .btn { max-width: 460px; }
  form .row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
  .sticky-cta { display: none; }
  body.has-sticky { padding-bottom: 0; }
}